Life, critical illness, disability, travel, and mortgage insurance — plus RRSPs, TFSAs, RESPs, and retirement planning. One advisor, every product compared across multiple insurers.
Independent broker with CF Canada Financial, giving you access to multiple insurers rather than a single company's rate sheet.
Based in Surrey, working with clients across Metro Vancouver and the Fraser Valley — in person or entirely online.
Every recommendation starts with what you're actually trying to protect — a mortgage, a young family's income, a growing business.
Coverage sized to your income, debts, and dependents — compared across multiple insurers so you're not stuck with one company's pricing.
An alternative to bank-sold mortgage insurance: often more flexible, fully portable if you switch lenders, and underwritten up front so there are no surprises at claim time.
Coverage for the more likely risk — a serious illness or being unable to work — so it doesn't force a financial crisis on top of a health one.
Coverage for trips abroad and for visitors to Canada, so a medical emergency away from home doesn't become a financial one too.
For anyone without workplace benefits — or looking to fill the gaps in what their group plan covers.
Setting up group retirement and benefit plans for your team, alongside your own coverage as an owner.
Registered account setup and planning support, so your savings and your protection are working from the same plan.
Turning savings into guaranteed income for retirement, sized to your needs and timeline.
Four conversations, not four appointments — most clients are fully set up within two to three weeks.
A 20-minute call to understand your situation — no forms, no commitment.
I map your income, debts, and dependents to figure out what actually needs covering.
You see real quotes from multiple insurers, explained in plain language.
Application handled online or in person — I stay involved through underwriting to approval.
I got into this work because most people only think about life insurance after something forces the question — a new mortgage, a new baby, a health scare. By then the options are narrower and the stakes are higher.
I'd rather have the conversation early, while there's still room to compare properly and choose coverage that fits your actual life. As an independent advisor, I'm not tied to one insurer's product line, so the recommendation is built around your numbers, not a quota.
If you're not sure whether you need coverage at all, that's a completely reasonable place to start a conversation from.
Free, no-obligation 20-minute call. I'll follow up within one business day.